Use A Loss Assessor To Improve Your Insurance Claim Settlement
The use of your own Loss Assessors to deal with your insurance claim and your insurance company's loss adjuster can substantially improve the result of your claim, improving both the amount paid out and the time taken to complete the claim handling process.
Benefit From Professional Representation
In the same way that you wouldn't go into a Court of Law without professional legal representation, don't enter into negotiations about settlement of your insurance claim without your own claims management loss assessors there to assist you, many thousands of pounds could be potentially at risk. Loss assessors understand how difficult and stressful dealing with these situations can be, and that they are there to help:
The right loss assessor will:
- Work for your best interest not the insurer's.
- Remove the stress, uncertainty, and confusion of dealing with your insurance claim.
- Preparation and present all the claim documents.
- Ensure that you get a fair and quick settlement.
- Obtain estimates for repairs/replacement.
- Appoint builders from their approved panel of suppliers.
- Supervise and project manage the reinstatement process to ensure that all work is completed in good time and to the highest standards of workmanship and materials.
- Provide a turn-key service from start to finish.
- Be a single point of contact for your claim.
Did You Know?
Loss Adjusters & Loss Assessors - The Difference
Loss Adjusters: Who are they and what do they do?
Loss Adjusters & Loss Assessors - The Difference
Loss Adjusters: Who are they and what do they do?
A Loss Adjuster is a claims expert, who by the very definition of the name, works on behalf of the insurance company. Such a person may work directly for the insurer, or in the case of larger claims, or when the insurer has a high volume of claims, or the case is complex, the investigation, negotiation and recommendation for settlement is usually out-sourced and placed in the hands of a professional firm of loss adjusters. The loss adjuster's fees are always met by the insurers who instruct them.
Loss Assessors: Who are they and what do they do?
As with loss adjusters, loss assessors are experts in dealing with insurance claims. They are always appointed by the insured to manage and prepare the claim and negotiate a settelment on the insured's behalf. Loss assessors are professionally certified by the Chartereed Insurance Institute (CII) and are authorized and regulated by the Financial Services Authority (FSA). To be sure of professional competency, always make certain that the Loss Assessor you are considering to handle your insurance claim is professionally certified and FSA authorized.
Click on the graphic above to go to the Certified Claims Management site, independent loss assessors offering services to both the public and businesses, in the UK
Forced and Violent Entry
Most household contents insurance policies include the condition that not only must
the premises be locked, both doors and windows, but that entry must be "forced and violent".
Burglary claims are frequently denied because the insurer alleges that the entry was
not "forced and violent". Many such cases have been wrongfully repudiated
by insurers who take unfair advantage of their policy holders ignorance of the law.
So what is the law and what does "forced and violent" entry really mean? Click here for further information
on Forced and Violent Entry.